Here we go again!

Last night we did the final walk through with the builders on our house. Everything looks good. We found acouple spots that needed some touch up spots but that was it. While we were there we got a call from our mortgage lady wanting to meet with us as soon as we were done with the walk through, first thought that crossed my mind was... what happened now and why can't we close. Sure enough my suspicions were correct. When we got there she informed us that we could not close today. When we first got approved for the loan we were getting the down payment assistance program that was being offered. The catch with that was the program was not going to be offered after October 31st so our loan had to be final by then. Our mortgage lady submitted our information and it appears that the underwriters (? I think ?) had the information but did not process it before the 31st. They just didn't do their job. That program is gone with absolutely no exceptions. So... needless to say they messed up and messed up bad and our mortgage lady has been working on this everyday for 1.5 weeks and is close to coming up with an agreement with the underwriters, investors, and owner of the mortgage company to still let our loan go through with no money down and a lower interest rate. The rate we have right now is 6.125% so what we have is not bad at all. She could not tell us what it will be for sure because she does not have it in writing from all of the other people involved. She did say we are getting a far better deal than we were. I was very excited to move in this weekend and am extermely tired of living in a house that is all packed up, messy, and clutered but hopefully we will get the better end of the deal in the end. I don't know when we will move in but hopefully soon before my landlord gets impatient!